It’s no secret that going to college is expensive. College students are typically thought of as being poor and living off part-time wages, student loans, and Mom & Dad’s wallet. However, the average college student can do some research and come out far ahead of the game if they manage their finances wisely, wherever the money comes from. These are some of the best articles, apps, videos and other tools to help students keep more money in their wallets and bank accounts and accumulate less debt.
There are a ton of articles about managing finances and many of them are specifically for college students who are likely learning the ropes of financial independence. While many of the articles have some of the same information, such as stressing the importance of a budget and savings, each one has valuable tips or information which may not be found in other articles. Also, some articles are more detailed and in-depth than others, so you can choose which articles you want to read depending on how much time you have or how much you need to learn.
Earn an A+ in Finance! – This article is short and to the point while still explaining to students what the major steps to managing finances are.
Finances for College Students – Not only does this article from BalanceTrack offer students detailed advice in 5 major areas of student finances, but it also features downloadable worksheets for financial goals, budgeting, and tracking spending.
College Student Guide to Finances and Budgeting – Student Debt Relief, which is not a part of the Department of Education or the Federal Government, offers students advice as well as multiple links (in multiple categories) to other resources which can be visited for more information.
Tips for Managing Your College Finances – These are a few tips for students from the National Financial Educators Council about the importance of creating a budget and financial literacy for students.
What I Wish I Knew About Money In My 20s – With hindsight being 20/20, students are able to learn from what others have experienced and this article also features a neat graphic display of information near the bottom of the page.
A Detailed Guide to the Zero-Based Budget – This budget advice and how-to article is a bit more advances and applies to pretty much everyone, it may be a better choice for students who are more experienced with budgeting and adult students.
Top 20 Affordable Small Private Schools – If attending a small, private institution is more to your liking, this ranking can help you find one of the more inexpensive schools without sacrificing quality.
Everybody learns differently, and while some eagerly read through long, detailed articles absorbing each word, others seem to find themselves zoning out or skimming while trying to get through the information presented. Fortunately, there are multiple ways to get some of the same information and one of those comes in a colorful, illustrated package. These are some of the infographics designed to help with financial issues and budgeting.
Cost of an Extra Year in College – Students who are trying to control their finances and stay on a budget should be aware of how much it would cost them to stay in college an extra year if they fall behind due to transferring colleges, changing majors, or simply can not keep up.
Financing a College Education Infographic – From saving money before starting college to getting student aid to employment which could potentially offer debt forgiveness, this graphic has tons of great information.
How Online Education Can Save You Money Infographic – This graphic covers facts on how going to college online versus attending college in a traditional fashion can save you thousands of money, which will end up causing less debt and keeping more money in your budget for other things.
How to Graduate From College With No Debt – Future college students can benefit from checking this graphic out as it shares many statistics with tips on how to pick the right college in order to avoid debt which makes managing finances a lot easier.
Left for Spending (Android) – This free app allows you to set daily budgets to keep from overspending on a day-to-day basis and, like the name says, tells you exactly what you have left to spend for that day.
Left to Spend (iPhone) $2.99 – While this is a cheap, and not a free app, I did not want iPhone users to feel left out that Android users have an app that tells them exactly how much of their daily budget they have left to spend.
Venmo – Brought to users by PayPal, Inc., this highly recommended app features easy ways to lend and borrow money or split payments among friends with the app.
Acorns – This app allows its users to invest their change from purchases which they used their card to pay for by rounding the number up and putting that change to use earning money pennies at a time.
As mentioned previously, everyone learns in different ways, while some prefer graphics or articles, others would much rather watch a video. The following videos are by financial professionals, professors, or other students who are sharing what they’ve learned to help others.
What College Students Need to Know About Money! – This video brought to you by Cambridge Credit Counseling Corp.not only discusses important financial advice, but also names several other useful sites that students can visit to learn more.
Budgeting Tips for College Students – This video is by Mint and offers students the kind of sound financial advice you would expect from the makers of one of the most popular finance apps on the market.
Managing College Finances Video Series – In just under 4 minutes, Mark Stephens, the Director of Financial Aid at Pace U., offers students tips on how to manage college expenses and budgeting.
Student books are a large expense each semester and the more savings, the better. After all, every penny counts whether you’re a college student or not. There are many places to check out while hunting for bargain prices on school textbooks.
Chegg – Chegg is one of the most popular sites for finding textbooks at a discounted price and they also offer study help and have an app available as well as the website.
eCampus – This website is dedicated to buying, selling, and renting textbooks as well as offering eBooks.
Slugbooks – This website will search for your books across some of the most popular websites and get students the best price.
TextbookRentals – This website also has a price comparison feature for students to check out their options and get the best price available.
CampusBooks – This is also a terrific place to check out book rentals and be sure to read their tips and notes to make sure that rentals are the best option for you.
Free Printable Budget Worksheets – PrintableCrush offers free printable budget worksheets with links on the page to printable schedules and cleaning schedules which could work out perfect for students with roommates to share chores.